It is understood that it is relatively cheap to apply for etc. at these banks, such as Industrial and Commercial Bank of China, China Construction Bank, Postal Savings Bank, Bank of China, or Agricultural Bank of China. The equipment of these banks is free. Delivery, subject to the standard of 15% off on tolls. etc. Which bank offers the greatest discounts, and how to apply for free etc in the most cost-effective way.

In general, there are many banks that handle etc., and different banks have different discounts for etc. when passing through expressways. When applying, you can choose a bank based on your actual situation. , and finally apply for etc. at the bank that suits you best. That’s it for today. The above is the entire content of “Which bank is the best and cheapest to handle etc.”

Check the benefits of ETC credit cards from major banks.

1. Guangfa ETC Credit Card

Benefits: Guangfa ETC Credit Card is generally in the form of a set of cards, including a credit card and a debit card, with two types: regular card and gold card. In addition to some basic ETC credit card privileges, cardholders can also enjoy driver's accident insurance for free. If you spend 3,000 or more on China Guangfa Bank Express Card ETC Expressway this month, you will enjoy a 20% discount next month. Among them, Yuetong Card, Sutong Card and Liaotong Card can enjoy a 15% discount on weekends and holidays, and you can enjoy 1% cash rebate when swiping the card for refueling, roadside assistance, etc.

Annual fee rules: regular card 40 yuan/year, supplementary card 30 yuan/year; gold card 80 yuan/year, supplementary card 48 yuan/year. Both regular and gold cards are exempt from annual fees in the first year, and will be exempted from annual fees in the following year after making 6 purchases.

2. CCB ETC Credit Card

Benefits: An exclusive card has been launched for each city, including regular card and gold card. When applying for the card, you can get OBU equipment installed as a gift. Cardholders Credit card points provide discounts on oil changes, car wash services, annual vehicle inspections, free roadside assistance, etc. There are quite a lot of discounts, including Sinopec’s 1% refueling discount and 15% off on payment.

Annual fee rules: The annual fee for regular cards is 80 yuan, and the annual fee is waived for consumption three times a year. The annual fee for the gold card is 160 yuan, and the annual fee is waived for 3 purchases (no limit on the amount).

3. Agricultural Bank of China ETC Credit Card

Benefits: Agricultural Bank of China ETC card is mainly issued to private car owners. Generally, the limit is not high, with the highest limit being more than 10,000. When you apply for the card, you can get an OBU electronic device for free, which can realize electronic payment in the national high-speed MTC parking channels and ETC non-parking channels. Enjoy highway discounts, gas discounts, and a 10% discount on highway passes. Free roadside assistance nationwide, RMB 120 for every RMB 1,000 spent on Sinopec refueling, one-yuan car wash service, and points can be redeemed for cash or gifts on apps such as Meituan.

Annual fee rules: The annual fee for the main card of personal platinum card is 580 yuan/year, the annual fee for supplementary cards is waived, the annual fee is waived in the first year, and the annual fee is waived for the next year after 12 purchases; the owner of personal gold card The annual fee for the card is 160 yuan/year, and for the supplementary card is 80 yuan/year. The annual fee is waived in the first year, and the annual fee is waived in the following year after 5 purchases.

4. ICBC ETC Credit Card

Benefits: Pass discounts, payment discounts, free equipment, special offers for new customers, gas discounts, cash rebates on purchases, etc.

Annual fee rules: ICBC ETC credit card is exempt from annual fees within the validity period of the card.

5. Postal ETC Credit Card

Benefits: free vehicle inspection, cash rebate for gas, shopping discounts, weekend pass discounts, 9 yuan car wash service, etc.

Annual fee rules: The annual fee for the gold card is 125 yuan/year, and the annual fee for the regular card is 50 yuan/year. When a user swipes their credit card 6 times a year, the annual credit card fee for that year will be waived.

6. Hua Xia Bank ETC Credit Card

Benefits: Bind the Hua Xia ETC Card account as a debit account for highway tolls, and easily pass the highway first and pay back later. VIP treatment and the ability to enjoy an interest-free repayment period provide cardholders with more convenient and smooth road access. There are discounts on tolls and discounts on gas.

Annual fee rules: The annual fee for the main card of China Xia Xia ETC Platinum Credit Card is RMB 680, and the annual fee for supplementary cards is waived.

7. China Merchants Bank ETC Credit Card

Benefits: preferential car wash services, designated parking lot coupons, up to 8% gas rebate, free nationwide roadside assistance, etc.

Annual fee rules: regular card 100 yuan/year, supplementary card 50 yuan/year; gold card 300 yuan/year, supplementary card 150 yuan/year. The annual fee for the following year will be waived if you make 6 purchases.

8. Bank of China ETC Credit Card

Benefits: OUB equipment will be sent directly without recharging. If you use the card to spend at gas station merchants, you will receive a cashback of 50 yuan for a total of 1,000 yuan spent with a single card. 10% off highway tolls and discounted car services. Cinema tickets are available for 8 yuan, hot spring tickets are available for buy one and get one free, new customers get 50 for free when spending 99 or more, 1 cent for bus rides, "50 yuan for 100 yuan coupons" for food, etc.

Annual fee rules: The annual fee is waived in the first year, and the annual fee is waived after 6 purchases in the following year.

9. Bank of Communications ETC Credit Card

Benefits: 50% off in food and shopping districts, platinum card users can enjoy 6 times of drinking and driving, VIP room at the airport, gas discounts, shopping exemptions, etc. .

Annual fee rules: 120 yuan/year, no annual fee in the first year, and no annual fee after 6 purchases in the following year.

10. Ping An Car Owners Credit Card

Ping An Car Owners Credit Card is a credit card product carefully created by Ping An Bank to meet the card needs of private car owners. Although it is not a specialized ETC card, it can also be used on The ETC channel is directly accessible, and there are currently two types: gold card and platinum card.

Benefits: Ping An car owners can enjoy a 50% discount when traveling on highways, and can also provide cardholders with free roadside assistance, such as towing services and emergency repair services. There is no limit on the mileage of the tow truck in the same city, and the rescue vehicle will depart within 10 minutes. , emergency repair services arrive in urban areas nationwide within 40 minutes and other value-added services.

Annual fee: Rigid annual fee, not free in the first year. For gold cards, the annual fee can be reduced by 200 yuan for the following year if you spend more than 30,000 yuan with the card in the current year; for platinum cards, if you spend more than 200,000 yuan with the card in the same year, the annual fee can be reduced. The annual fee is 800 yuan.

There is no direct ranking of ETC credit cards. It can only be said that each has its own advantages. If you want to ask which bank has the best ETC? In terms of the discounts offered by various banks, Guangfa Bank's ETC credit card is the most cost-effective, and the annual fee is relatively low, but the specifics still depend on your own needs.