1. Different colors: Each credit card has a different pattern, but this difference is more obvious on ordinary cards. In order to highlight the difference, most banks’ gold cards use gold as the main color of the card. Color elements. Puka: mainly green; Gold card: mainly gold.
2. Different credit limits: The difference between Minsheng Bank’s gold credit card and regular credit card is very different in terms of credit limit. The credit limit of regular credit card is generally 3,000 yuan to 10,000 yuan, while the credit limit of gold credit card The credit limit is usually between 10,000 yuan and 50,000 yuan, and the gold card is much higher than the regular card.
3. The annual fee is different: Because the limit of the gold card is higher, the annual fee of the gold card is much higher than that of the ordinary card. Taking Minsheng Standard Credit Card as an example, the annual fee of the gold card is 300 yuan, and the annual fee for regular cards is only 100 yuan.
4. Different discounts: Because the credit card gold card has a higher level than the ordinary card, it usually has some discounts that the ordinary card does not have.
Extended information
Minsheng Bank Credit Card Features:
Dual-currency credit card gives cardholders the pleasure of traveling around the world
Minsheng Dual-Currency Credit Card With dual accounts in RMB and US dollars, domestic and overseas settlements are automatically converted, and overseas consumption payments can be made in both currencies, allowing cardholders to experience the convenience of global travel.
Revolving credit advanced consumption facilitates financial management
Minsheng Credit Card will flexibly grant credit limits according to the cardholder’s credit status. You can spend within the credit limit first and repay later, and enjoy up to 51 days interest-free repayment period. During holidays and when customers go abroad, Minsheng will take the initiative to increase the temporary limit for customers, and will also actively increase the limit for customers who continue to use their cards in good condition.
Reference: Credit Card Product Center—Minsheng Bank