The Purple Gold Talent Card is valid for 3 years. According to relevant public information inquiries, the validity period is three years because the risk of using credit cards is relatively high. Banks need to regularly review and update the credit status and credit scores of cardholders to ensure the reasonable use of credit cards and risk control. The three-year validity period can also encourage cardholders to use the card reasonably within a certain period of time and avoid unnecessary management costs and risks caused by abandoned cards to the bank.