How to cancel automatic bank card deductions:

1. Bank mobile client cancellation:

Nowadays, all major commercial loans and state-owned banks have mobile phone customers For terminal APPs, such as the ICBC app, open the mobile phone (iOS 12, ios 14) Store and search for the China Industrial and Commercial APP (version number v6.1.0.8.1)

After downloading, register and log in, open the software, and go to "My --Security Center--Quick Payment Settings" you can choose to turn off bank card deductions.

2. Cancellation at bank counter:

Go to the counter of the card-issuing bank with your ID card and bank card. The counter staff will cancel the bank card deduction for you after verifying your identity.

1. Bank card

Bank card refers to a credit payment instrument issued to the society by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the automatic bank card settlement system has made the dream of a "checkless, cashless society" a reality.

2. Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit.

Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

3. Why is the bank card automatically deducted?

1. The bank card will deduct the customer annual fee every year;

2. When the customer's deposit is less than the amount specified by the bank, the bank will deduct a small amount. Account management fees;

3. If the customer's bank card has opened other services that require payment, such as SMS and other reminder services, the bank card will also be charged accordingly.

The above are the three main reasons for bank card deductions. Users can cancel small management fees and other payment services by themselves, but the annual bank card fee cannot be canceled.

Four. Bank card deduction inquiry method

1. Online banking inquiry and printing:

1. Customers need to log in to online banking, enter the account, and view transaction details;

2. Select Trading range, click Confirm;

3. After the bill comes out, just select Print on the lower side.

2. Self-service terminal inquiry and printing:

1. Customers need to bring their card to the bank ATM service area, and there is usually a self-service terminal;

2 . Select the transaction details to be queried based on date at the self-service inquiry terminal;

3. You can check the bill details for the past three months and then print them.

3. Inquiry and printing at bank counter:

Customers can bring their debit card and valid ID card to the bank counter and handle printing details according to the instructions of bank staff.