2. Set the information. Confirm the physical card information of the virtual card you want to apply for, and set the effective and invalid dates, single transaction and accumulated transaction amount of the virtual card.
3. Write down the card number. The cardholder records the virtual Kaka number notified by the customer service staff. For the security of your account, the security verification code and the validity period of the card will be sent to the registered mobile phone number of the cardholder by SMS (it is best for the cardholder to check his registered mobile phone number with the customer service staff).
4. Pay online. After receiving the short message from the bank, the cardholder can make online payment.
At present, Bank of China, Shanghai Pudong Development Bank and China Construction Bank have successively launched "virtual bank cards" business, and a physical card can open multiple "virtual bank cards". This virtual account based on UnionPay, VISA and MasterCard BIN codes on bank cards can apply for multiple physical cards. Users can apply directly as long as they are online banking in the bank or directly calling the customer service phone of the credit card.
1. Virtual credit card is a financial product of Alibaba called "credit payment". Applications are basically through WeChat or Alipay platforms. Take WeChat virtual credit card as an example. Users can enter or directly enter the "My Bank Card" area of WeChat by scanning the code offline. As long as they see the card application entrance of WeChat credit card, they can apply online.
CCB's "Virtual Bank Card". You need to have a debit card account of online banking before applying, and then apply online. Users can invest in funds, wealth management products, precious metals in accounts and book-entry treasury bonds.
2. Virtual credit card is a product for users who don't have an international credit card or are worried about the safety of credit card payment and need to shop online abroad, activate various online accounts and recharge. The virtual credit card is bound with the real user's credit card, which provides a variable 16-bit account for Internet transactions and prevents the real credit card information from being leaked between networks.