According to the information given, it is unlikely that Huzhou’s credit card is overdue for 9 times to buy a house loan. The following is a detailed explanation of this issue:
1. Given that overdue credit card loans for home purchases are an important reference factor for bank credit, we can first conclude that it is difficult to obtain a home purchase loan if the credit card is overdue 9 times in Huzhou. loan.
2. Analyze the reasons as follows:
a. A credit card that is overdue 9 times indicates that the individual has serious repayment problems in his past credit record. Banks will pay close attention to the applicant's past credit performance when considering credit. A high number of overdue applications is often considered a bad credit record.
b. A home purchase loan is a larger loan, and banks usually require the borrower to have a good credit background and repayment ability to undertake this loan. A credit card that is overdue 9 times indicates a higher credit risk to the borrower, which may affect the success of the borrower's application for a home loan.
3. In summary, based on the fact that Huzhou’s credit card has been overdue 9 times, the chance of success in applying for a house purchase loan is relatively slim. It is recommended that users can query credit big data through Netdome Data to understand personal credit status and factors that may affect loan applications in order to make better decisions.
Extended information:
An individual’s credit record is very important for obtaining loans, credit cards, and other financial services. Banks usually consider the applicant's credit background and repayment ability when considering whether to grant a loan. Having many overdue records and bad credit will have a negative impact on your loan application. Therefore, maintaining a good credit record is very important for personal financial activities.
The above is the analysis result to answer this question based on the given information and common understanding of China's financial system.