There is no restriction, you can use Yu’e Bao to pay off credit cards. The method is as follows:

Open Alipay’s official website, enter your account number and password, and log in.

After successfully logging in to your Alipay account, you will see a "Credit Card Return" in the bottom row of the page, click to enter.

Note, if you are repaying your own credit card (the name on the account is the same as the name on the repayment credit card, that is, the repayment is for me), there is no handling fee for repaying the credit card on the PC or mobile Alipay. ; If you are not repaying your own credit card, there is no handling fee if you choose mobile Alipay to repay. The detailed discussion below is about repaying your own credit card, so the screenshots are all from PC.

Next, you will see the option of immediate repayment on the page, as shown below, click to enter.

At this time, you need to fill in your personal credit card information and repayment amount, as shown in the figure below. Because you choose Yu’E Bao for repayment, you have to choose Yu’E Bao here, as shown below.

The page will automatically jump to enter the Alipay payment password. If you do not want to use Yu'e Bao to return the credit card, you can choose not to enter the payment password here. In this way, the credit card return is successfully completed.