There are three ways to check the credit card in your name:

1. Telephone inquiry: You need to check the bank’s customer service number yourself, and use the customer service staff to check the credit card issued by your ID card Related information;

2. Log in to the credit reporting system: register and check your credit report and personal credit card information through your ID number;

3. Bank outlets: you can bring your identity Go to the local Credit Information Management Center of the People's Bank of China and check your personal credit card with the help of the staff. Operating environment; Apple 12iOS14 browser 12.8.7

With the popularity of credit cards, more and more people have become credit card users. Many people not only apply for a credit card, but also apply for multiple credit cards at the same time. However, as the number of credit cards increases, problems inevitably arise in credit card management. Many people are considering canceling some of these credit cards, but they don't know which ones they should cancel. If you have the following credit cards, it’s best to cancel as soon as possible.

1. Credit card with low credit limit and difficult payment

There is such a credit card. Although the threshold for applying for a credit card is not low, the credit limit of a credit card is pitifully low. In addition, it will be difficult to increase the credit card limit later. No matter how hard you work to improve your qualifications, credit card limits are still low. If you have this credit card on hand, instead of keeping it, you might as well cancel it indirectly to avoid overdue situations.

2. Long-term idle credit cards

Many peers apply for multiple credit cards just to show off and let others know that they have multiple credit cards at the same time. There are many people applying for credit cards and the consumption demand is very small. Idle credit cards have credit card fees and cannot be repaid on time, which can easily lead to overdue payments. Therefore, canceling the use of your credit card is the best solution.

3. Severely homogeneous credit cards

If you have two or more credit cards with similar benefits, please choose the credit card with the larger amount, and you can cancel the other credit cards.

4. Credit cards with fewer benefits

This requires careful comparison to find out the credit cards with fewer benefits and less activity among your own credit cards and cancel them.