The available credit card amount is negative, which means that the repayment amount is greater than the amount owed, and the excess will be displayed as negative.

There is also an upper limit on the credit card limit. Once you use a credit card to spend, use up the credit card limit or even exceed the limit, then the excess will naturally be displayed as a negative number.

Calculation method of credit card available limit: available limit = credit limit approved by the bank-unpaid bill debt-unrecorded but occurred transaction amount-other related interests and expenses.

Extended data:

Credit card negative limit is generally caused by the following reasons: the temporary limit expires. That is, the temporary limit will expire when it is used up, and a negative number will be displayed before repayment; Overlimit overdraft, overdraft exceeds a fixed amount, which will be displayed as negative before repayment.

There is also an overpayment. When the credit card repays, it will form an overpayment part, resulting in a negative line. The overpayment takes precedence over the quota and is deducted when spending.