1. What are the requirements for unsecured credit loans from rural credit cooperatives?

The credit loan limit is the amount of loan that the bank can give you based on your creditworthiness in the bank or society. The credit certificate is Okay, use the file.

At the same time, the personal credit loan application limit is based on the bank's personal credit situation. Generally, the loan amount is the borrower's monthly income

Information required for bank credit loans:

1. Provide personal identification such as ID card.

2. Provide stable proof of address.

3. Provide proof of stable income source, bank statement, and labor contract

4. Personal credit report, mainly used for various consumer credit businesses of banks. As the social credit system continues to improve, credit reports will be more widely used in various commercial credit sales and credit transactions. Personal credit reports also provide the inquirer with a verification mechanism to review and standardize his or her credit history information.

5. Attached certified copies can increase the approval limit.

2. What are the conditions of CCB?

Generally, it belongs to the category of credit loans and does not require the borrower to provide mortgage or guarantee. The bank will approve it based on the borrower's credit conditions. CCB’s conditions are as follows:

1. The borrower is over 18 years old, and the final repayment period is no more than 65 years old;

2. Can provide a valid personal identity document and proof of residence;

3. The borrower has a stable job and income, and has a certain ability to repay the loan;

4. The borrower has certain economic strength, such as proof of financial resources, asset proof, etc.;

5. The personal credit report is good and there is no bad credit record;

6. The purpose of the loan complies with the requirements of CCB and cannot be used for investment, gambling or other illegal means.