The personal revolving loan of China Everbright Bank (now the revolving mortgage loan) refers to the revolving line of credit granted by China Everbright Bank to individual housing loan customers under the mortgage guarantee method recognized by China Everbright Bank, and the housing loan is included as the first loan under the revolving loan, and the other lines are the revolving consumption credit lines, and the loans under it can be used for comprehensive personal consumption.
individual housing refers to the housing that meets the requirements of the bank's measures for the administration of individual housing loans, including first-hand housing and second-hand housing, including garages (spaces) that are included in the housing loans, but excluding parking spaces for separate loans.
basic loan conditions: if the purchased house is a first-hand house, the duration of the housing loan must be more than half a year before the revolving loan can be applied; If the purchased house is a second-hand house, you can apply for a revolving loan together with the housing mortgage loan.
loan target: the borrower is the borrower who handles the housing mortgage loan in our bank, and must meet the basic conditions for the borrower in the Measures for the Administration of Personal Housing Loans of our bank, and be no older than 65 when the credit expires.