Interest will be generated if the credit card exceeds the minimum repayment amount but fails to pay it off in full.

Specific credit card repayment methods and terms are as follows:

If paid off in full, there will be no cost;

There is generally a three-day grace period after credit card repayment, and repayment within the grace period is regarded as timely repayment;

If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the minimum repayment amount will be charged monthly;

The specific daily interest rate may vary with different credit cards.