Bank electronic accounts mean electronic account management and other financial services provided by banks, credit cards, insurance companies and other institutions, and have most of the functions of debit cards. The user's credit card number or bank account number is the identity of the e-merchant. Technical measures such as customer authentication, digital signature, and data encryption are adopted to ensure the safe operation of electronic accounts.

Electronic accounts have many functions of debit cards, enabling multi-account management and enjoying comprehensive financial services such as investment, financing, financial management, online payment, and utility payment. In addition to financial management functions, electronic accounts can also complete payments and credit card repayments.

What is China Merchants Bank’s electronic credit card?

China Merchants Bank electronic credit card refers to China Merchants Bank e-recruitment card. E-card is also called electronic card or virtual card. It is a kind of credit card but does not have a physical card. Except that it cannot be withdrawn at the counter or swiped at the POS machine, the functions of the electronic credit card of China Merchants Bank are the same as those of the physical card.