JCB credit card is a Japanese credit card organization and one of the top five credit card organizations in the world. Its main function is to facilitate the use and consumption of cardholders in Japan, and it is mainly settled in Japanese yen. At present, nine banks in China issue JCB credit cards. These banks include China Bank, Shanghai Bank, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and China Industrial and Commercial Bank.

JCB credit cards can be used normally in China, provided that they are dual-label cards. Double-standard JCB credit card can be consumed by any merchant in China through UnionPay channel, while single-standard JCB credit card can only be settled in foreign currency.

what is JCB?

JCB, whose full name is Japan Credit Bureau, is one of the international credit card organizations. JCB is a credit card organization established in 1961 by Japanese companies such as Japan's Mitsui Bank, Japan's Shinji Bank, Mitsui Bank, Concord Bank and Daiwa Bank. JCB has about 13 million users at home and abroad, and the settlement currency issued by JCB in most cooperative banks is Japanese yen. That is to say, the dual-currency credit cards issued by JCB in cooperation with banks in China are RMB and Japanese yen, so when cardholders go to Japan for credit card consumption or settlement, they will directly spend in Japanese yen from their credit card accounts. After returning home, you only need to convert RMB into Japanese yen through the issuing bank to repay, and there will be no currency conversion loss.