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With no mortgage, no car and no house, can I apply for a credit card at Postal Savings Bank with my ID card?

You cannot apply for a credit card with your ID card alone

1. There are two main conditions for credit card application:

1. Age requirement: 18-60 years old;

2. Have a stable job and source of income.

2. Materials and documents required for application:

1. Domestic residents only need to provide: a completed and signed application form, identity document, and residence certificate document , Income certification documents;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you must also provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

3. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 60 days) or a copy of the deposit receipt, etc.

4. Application methods:

1. Apply at the bank counter;

2. Apply on the official credit card website;

3. Apply to the bank for credit card Salesperson application;

4. You can apply on WeChat;