Which app to log in to with HSBC credit card
Log in to Ping An Pocket Bank app 1. The repayment date for HSBC credit card is the 18th day after the statement date. Open Ping An Pocket Bank on your mobile phone and log in. 2. There are many options on the pop-up interface. Click on the credit card in the middle below.
How to repay with HSBC credit card?
1. Cash repayment. Take cash, go to the bank counter, and deposit it into your credit card.
2. Repayment associated with companion cards. Link the card of the same bank where you have deposits to the credit card, and the money will be automatically transferred from the bank card to the credit card for automatic repayment on the monthly repayment date.
3. Transfer and remittance. Transfer money from other banks to your credit card. However, the sending bank will charge you an inter-bank handling fee.
4. Online payment. Pay to your credit card through a third-party payment institution.
5. There are also machines in convenience stores and supermarkets that can also be used for repayment
What should I do if I pay too much on my HSBC credit card?
It can be used as the next repayment. You can withdraw cash directly, transfer funds through online banking, etc.
If you have no outstanding debt, you can make additional repayments to your credit card, or after binding the credit card for automatic repayment, you can make manual repayments on the repayment date. The amount of overpayment can be used by credit card, online payment, etc. or the overpayment can be claimed after 2 days of repayment. If there is a balance on the credit card, the transferred amount will automatically be deducted from the balance on the credit card.
I would like to remind you that a credit card is not a debit card. A handling fee is charged for cash withdrawals with a credit card. Whether you really withdraw cash or withdraw extra money, a handling fee will be charged. Generally it ranges from 0.5% to 3%.
Can I pay off my HSBC credit card on Sunday?
You can call to inquire. Or just check on the website to see if weekend repayments are accepted.
The HSBC credit card repayment date is 20 days after the statement date. If you don’t know, you can call the HSBC customer service number to check. The repayment period is because the bank considers that some customers cannot repay on the specified repayment date, so it provides a time tolerance service. This service means that the cardholder has 3 days left after the due repayment date. days of repayment grace period. If the debt is paid off within 3 days, it is not considered overdue, and if it is not paid after 3 days, it is considered overdue.
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If you pay it off in full, there will be no fees;
The credit card will be repaid after the repayment date There is generally a three-day grace period, and repayment within the grace period is deemed to be repayment on time;
If you pay the minimum repayment amount, you need to calculate daily interest, starting from the date of consumption;
If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it is considered overdue, and interest will be calculated from the accounting date. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged. Calculated on a monthly basis;
The specific daily interest rates may vary for various credit cards.
This ends the introduction on how to repay the HSBC credit card and the repayment date of the HSBC credit card. Did you find the information you need?