1. Industrial and Commercial Bank of China
When it comes to banks handling ETC business, the first one that bears the responsibility is the Peony Express Card launched by Industrial and Commercial Bank of China. The feature of this card is not only that it can be used as an ETC card, but it is also a co-branded credit card, and can enjoy supporting services such as on-site violation processing and high-speed non-stop toll collection.
Business functions of the Peony Unblocked Card: The Peony Unblocked Card combines an advanced financial IC card and a UnionPay standard magnetic stripe credit card. It has the same overdraft consumption, transfer settlement, deposit and withdrawal functions as the Peony Credit Card. Basic financial functions such as cash. At the same time, it has special functions such as self-service payment of traffic violation fines, entrusting an agent to withhold highway fees, purchasing vehicle insurance, and rich car value-added services.
Second, China Construction Bank?
As for the CCB ETC credit card, it chooses to give away ETC equipment, which can provide convenient on-site installation services. The application process is relatively simple and popular among users. All you need to do is submit the original ID card and driver's license, work permit or work certificate. Bank staff will come to collect the information. Once the card is issued, you can make an appointment for door-to-door installation. ? In addition, China Construction Bank acts as an agent for the non-financial chip card issued by Beijing Sutong Technology Co., Ltd., which is a real-name special IC card that can be used to pay highway tolls. The card records customer and vehicle information. When the customer's vehicle passes through the highway toll station, The system records toll records and pays tolls through the bank account bound to the CCB Express Card.
3. Bank of Beijing
If on-site installation is more worry-free, then Bank of Beijing has put a lot of effort into the entire online application process. The Internet thinking model of O2O management with online application and offline on-site installation has become its core feature. On June 8, 2017, the Bank of Beijing, together with the First Development Group and Sutong Company, jointly released the "E-Road Smooth" product, allowing car owners to complete the application and installation of ETC "without leaving home or leaving the car." . ? Users in Beijing who hold a Bank of Beijing Lejia credit card or UnionPay debit card only need to log in to the "Lesutong" APP, follow the prompts to complete the photo upload of the data, bind the Lejia credit card or UnionPay debit card online, and pass the verification Then select the installation method and fill in the reserved on-site installation information to complete the application. Online application and door-to-door service make handling ETC business no longer the only option of going to an outlet.
4. Everbright Bank
The difference between Everbright Bank ETC business and other banks is that you need to open an Everbright Bank ETC Yutong card. And this ETC card is a combined deposit and loan card that is compatible with savings functions and credit card functions. At present, China Everbright Bank has also joined hands with Zhongyuantong ETC and China National Petroleum Corporation to launch the Everbright PetroChina accounting co-branded card. While using its ETC card, users can also enjoy preferential prices for petroleum and gasoline in some provinces. At the same time, the truck ETC business has also been fully launched
5. Agricultural Bank of China
A "multi-purpose card" that can not only travel on the expressway, but also enjoy discounts on food, drink and entertainment is the Agricultural Bank of China Yutong The main features that distinguish ETC credit cards from ETCs of other banks. This allows the credit card and ETC card to be integrated into one. When the car passes through the ETC channel, the credit card will be automatically deducted for payment. There is no need to recharge, and the credit card can be returned every month, and bills can be printed at the Agricultural Bank of China counter. It makes it more convenient for users to carry cards when going out, and solves the pain points of users using multiple cards.
6. Bank of China
The Bank of China Credit Card ETC is not to be outdone, achieving both high-speed passage and daily consumption. It is reported that the Bank of China ETC Lutong Card is inserted into the OBU for high-speed travel, and the credit card is automatically debited in the background. At the same time, carrying the credit card with you is convenient for daily consumption. There is no need to frequently insert and withdraw from the OBU. It can also avoid damage to the OBU and Lutong cards, and can also prevent the risk of fraud.
7. Huaxia Bank
If major banks are racking their brains to make more innovations in processes and offers, then Huaxia Bank is solving the problem from the source. Hua Xia Bank ETC Express Card strives to be the most cost-effective when applying, and has also launched value-added services such as gas rebates. It is worth mentioning that the Hua Xia Bank Express Card can also enable inter-bank ATM withdrawals overseas, and the first transaction is free.
8. Bank of Communications
Bank of Communications also only uses Bank of Communications credit cards to apply for ETC. The application process is relatively simple and only requires an ID card, a driving license, and a traffic information card, etc. Certificates also have corresponding value-added services. Users can apply online, and the approval service is fast. Users can participate in activities such as rebates on consumption and card swiping.
9. Postal Savings Bank of China
In order to better promote ETC business and enhance service capabilities, Postal Savings Bank of China conducts internal ETC maintenance business knowledge and operation support platform system operations training, and strive to handle ETC business safely and efficiently. At the same time, the card is divided into gold card and regular card levels. It has all the functions of Postal Savings Bank IC credit card and all the rights and interests of credit cards of the same level. It also has the function of transportation card and highway pass payment.
10. Ping An Bank
The Ping An Express Card launched by Ping An Bank adopts two business models, one is a prepaid model of stored value card and debit card, and the other is a prepaid card. It is a charge card for postpaid withholding services bound to a bank account. In addition, you can enjoy a 50% discount on the label fee of its Speed ??Pass Card, which is also used in conjunction with Ping An Credit Card. It is worth mentioning that the value-added service of Ping An Bank’s Speed ??Pass Card can be charged with any credit card. If you choose a car owner’s card, you can enjoy gas discounts.
Extended information:
ETC is a non-stop electronic toll collection system. The ETC dedicated lane is for vehicles equipped with ETC on-board devices and uses electronic toll collection.
ETC (Electronic Toll Collection) non-stop toll collection system is currently the most advanced road and bridge toll collection method in the world. Through dedicated short-range microwave communication between the vehicle electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, computer networking technology is used to perform background settlement processing with the bank, so that vehicles can pass the road and bridge toll station without Parking and paying tolls.
Reference: Baidu Encyclopedia-etc credit card