For banks, there is an exemption clause. All self-made DIY pictures are provided by customers themselves, so the copyright disputes arising therefrom have nothing to do with banks. In other words, if someone really wants to investigate the tort liability, it is impossible to go to the bank, and the customer is responsible for it.

But let's think about it, will those animation companies sue you for the face of a DIY credit card? No, because infringement only refers to using their cartoon images to seek commercial interests. For example, if you print products with their unauthorized cartoon images and sell them, you get benefits from them, and the credit card is only your own collection, so it is no problem to use your favorite cartoon images as DIY credit cards.