It will not be affected.

Just using the credit card normally will not affect the loan. On the contrary, credit card users can also increase the bank's trust in your repayment ability through a good credit card repayment record, thereby obtaining more loan amounts.

The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption, and then The bank makes settlements with merchants and cardholders, and cardholders can overdraw within the prescribed limit.