If it is a China Merchants Bank credit card, the deadline for the credit card transactions recorded in each bill is called the "bill date". The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the due payment date.

The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month. The corresponding final repayment date is the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill.

The annual fee for China Merchants Bank credit card: regular card ￥100/year, regular card supplementary card ￥50/year; gold card ￥300/year, gold supplementary card ￥150/year. When applying for a China Merchants Bank credit card (except unlimited card/platinum card/commercial card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/Miss Kitty perfume credit card), the annual fee for the first year will be borne by China Merchants Bank Your credit card or partner will reduce the advance payment for you if you make 6 purchases with a single card within a full year of validity of your card (from the date of card issuance, not a natural year) (the amount and form are not limited; different types of credit cards require 6 swipes each) pen), the annual fee for the card can be waived for the following year.