Credit card opening is also called credit card activation. Every credit card must be activated before it can be used. It is equivalent to confirming with the bank that you really want to use this card. It is equivalent to activation, activation. Only then can you swipe your card to spend or withdraw cash. Therefore, it is free to open a credit card.

Credit cards can be opened over the phone, through online banking, or directly at nearby bank branches. You need an ID card to open a card at an outlet. After applying for a credit card, be sure to check the information on the credit card, name, card number, etc. After confirming that it is your own credit card, call the bank's credit card customer service number. The customer service will ask for your identity for verification. After answering the customer service's relevant questions, the customer service will activate your credit card and complete the credit card opening. You can also log in to online banking to activate your credit card online, install relevant online banking controls, log in and enter your card number and password to activate your credit card online.

You need to pay attention to the following points:

1. After swiping the card for consumption after the card is activated, you can choose the consumption method of signing, and you can directly swipe the card to sign.

2. The consumption method is password plus signature, so you must receive the password letter before you can use it.

3. There is no cash withdrawal function after the credit card is activated because the password letter has not been received from the bank. The password letter will be sent by registered mail after the credit card is activated, and will usually be received within 7 working days.

It should be reminded that each bank has different regulations on charging credit card fees. Some banks stipulate that there is no charge if you don’t open a card, and some banks are free in the first year and will not activate it in the second year. There are also fees. Some banks stipulate that even if you don’t open a card, you will also be charged, etc. Citizens must ask clearly when applying for a card.

In addition, many cardholders did not carefully read the card application instructions when applying for the card, and would write "have carefully read the relevant regulations" on the application form as required by the salesperson. Therefore, cardholders must read the relevant regulations carefully when applying for a credit card. For idle cards and sleeping cards that are no longer used, it is best to cancel them.