1. Age: 18~65 years old, with full capacity for civil conduct;
2. Credit conditions: good credit and no bad credit record;
3. Income conditions: there is a stable source of income, which can guarantee timely repayment every month;
According to your description, you can apply for Huaxia Bank credit card now. If it is the first time to apply for a credit card, and it is a platinum card, you need to provide sufficient financial proof, such as the original or copy of the salary record issued by the bank, the income certificate issued by the unit, the income tax withholding certificate, the self-owned real estate license/house purchase contract/bank mortgage repayment schedule, the self-owned car driving license, and the bank deposit certificate.
In addition, the applicant's identity certificate and work certificate are also needed. The specific credit card limit is determined by the bank according to your comprehensive qualifications. You can choose to go to Huaxia Bank outlets to apply for a credit card, or you can log in to Huaxia Bank official website to apply. You can also contact a salesman at home and choose a formal channel to apply for a credit card.