How to use Tmall installment payment for shopping?

For details, please see Tmall Help Center - Tmall Installment Payment Process.

Tmall installment introduction

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1. Tmall installment payment must have a credit card, and the credit limit is greater than The price of the goods you want to buy is sufficient. That is to say, when shopping on Tmall by installment, you need a credit card overdraft to pay the merchant, and then pay it back to the bank in installments. This is called installment payment, also called installment repayment.

2. For credit card installment purchases, the bank charges an installment fee, usually 0.6 per installment. The more installments, the higher the fee. Up to 24 installments can be made.

3. The monthly installment payment is deposited into the credit card before the credit card repayment date, transferred to the credit card, and repaid to the credit card through Alipay.