Suspension of credit card use refers to the measures taken by banks or financial institutions to restrict the use of credit cards and prohibit cardholders from buying or withdrawing money. When the bank discovers the abnormal transaction or fraud of the credit card, it will suspend the use of the credit card to prevent the cardholder's credit card assets from being lost. In addition, the bank will decide whether to suspend the use of credit cards according to the cardholder's credit history and repayment status.

In general, the suspension of credit card use may be caused by the following reasons:

1. Credit card repayment is overdue: Credit card is a consumer credit tool, which requires the holder to pay off the current bill before the due date, otherwise, late fees and penalty interest will be generated. Banks or financial institutions have the right to suspend the use of the card when the cardholder fails to repay the loan within the time limit or for a long time.

2. The credit card involves illegal operation: in the process of using the credit card, relevant regulations and requirements should be observed, such as no overdraft, no malicious cash withdrawal, no criminal activities, etc. If the cardholder is involved in the above violations, the bank or financial institution has the right to suspend the use of the card.

3. Abnormal operation of the credit card account: If the cardholder's credit card account has abnormal operations such as swiping, abnormal consumption, etc., the bank or financial institution has the right to suspend the use of the card to protect the cardholder's property safety and interests.

can I resume my credit card after it has been suspended?

whether a credit card can be used again depends on the reason why it was suspended. If the cardholder voluntarily applies for temporary freezing, the user can continue to use the credit card by simply calling the bank to unfreeze it. If the card is suspended due to an incorrect password, it will be automatically unfrozen the next day and the card can be used again. Therefore, whether the credit card can be resumed after being suspended depends on the situation.