After the credit card repayment date has passed, you can only pay the minimum amount during the three-day grace period.

Details:

1. Credit cards generally have a repayment date set. If the payment is not repaid beyond this date, it will be considered overdue.

2. Within the three-day grace period after the overdue payment, the cardholder still has the opportunity to make repayment, but it should be noted that this grace period usually charges a certain late fee or overdue interest.

3. During the grace period, cardholders can choose to pay the minimum repayment amount, which is the minimum repayment amount stipulated by the bank. This amount is usually smaller, but be aware that if you only make the minimum payment, you will incur high interest charges on the remaining balance.

4. The minimum repayment amount generally can only help cardholders temporarily relieve the repayment pressure, but cannot completely solve the problem of arrears. Cardholders still need to pay off the entire balance as soon as possible to avoid further interest burdens and impact on their credit history.

Summary:

After the credit card repayment date has passed, you can choose to pay the minimum repayment amount within the three-day grace period, but this does not mean that you can pay only the minimum amount indefinitely. Repayment amount. Cardholders should pay off their entire balance as soon as possible to avoid high interest charges and negative impact on their credit history.

Extended information:

According to the "Credit Card Management Measures" issued by the China Banking Regulatory Commission, banks can set a minimum repayment amount, but cardholders still need to pay in full as soon as possible Repayment. If the cardholder only pays the minimum repayment amount for two consecutive billing cycles, the bank has the right to take some restrictive measures, such as reducing the credit limit, suspending the provision of revolving credit, etc. Therefore, it is okay to choose to pay the minimum payment within the three-day grace period after overdue, but you should pay off the entire balance as soon as possible to maintain a good credit record and avoid unnecessary expenses.