1. must be the main cardholder of ABC Credit Card, and the supplementary card cannot be applied.
2. ABC's credit card status must be normal, and it has not been frozen or stopped.
3. ABC's credit card has been used for more than 1 year, and there is no overdue, minimum repayment or temporary limit.
4. The arrears of ABC's credit card must be paid off in full, and there is no installment and overrun.
5. The number of inquiries in the last 3 months cannot exceed 6 times.
If you meet the above conditions, you can try to apply for a consumer reserve fund in the Agricultural Bank of China credit card mobile banking. The approved amount will be transferred to the ABC credit card as an overpayment, which can be used for consumption, but once the reserve fund is obtained, the transfer and withdrawal function of the ABC credit card will be closed. Even if you don't use the quota, you still need to repay the principal and installment interest rate on a monthly basis.
What is the maximum credit limit of the Agricultural Bank Reserve Fund?
Agricultural Bank of China credit card reserve is a brand-new financial product with a maximum amount of 300,000. The reserve fund does not need to apply for additional credit, and the cardholder can recycle it. There is no credit inquiry at the time of application. Once the application is successful, it will be approved immediately, and the final result will be subject to the handling of ABC.