Generally, Minsheng Bank cards will not be automatically canceled when no longer used. It is just said that if the bank card is not used for a long time, it will become a sleep card. After becoming a sleep card, non-counter business will be frozen. In this case, it is necessary to Go to the counter and deposit some money to activate.

1. If the bank card is not used for a long time, will the bank automatically cancel it?

If there is no money in the bank card, it will not be automatically canceled. However, if there is no money in the bank card and it has not been used for a long time, the card will generally be converted into a dormant card by the bank in about 3 years and will not be able to be used normally.

If you have not used a bank card for a long time and there is still a balance in the card, usually the bank card will continue to be deducted management fees until all the money in the card is deducted. If within a period of time If no business occurs, the card will be suspended and entered into a non-active account (or dormant account). At this time, the customer can reactivate the card through activation. If no business occurs for several consecutive years, the account will be deactivated. Canceled by the bank.

2. How to cancel a bank card?

Canceling a credit card does not mean canceling the account. Card cancellation means canceling the unused credit card, but the customer information still exists. Once personal information is collected by criminals and a new credit card application is submitted to the bank, there will be a risk of being swiped.

1. For most banks, credit card cancellation can be handled through the customer service hotline without going to a bank branch. To cancel a debit card, the cardholder is required to go to a bank branch, but not necessarily to the bank branch where the card was issued. It only needs to be done at any branch of the issuing bank in the same city;

2 , the safest way is to cut the magnetic strip after deleting the card. If you cut the card without deleting the card, there is still a risk of leaking the information in the card; because as long as the card can be put together completely, from a technical point of view, it is still There are ways to read some of the information in the card;

3. If there is no money in the card and it is not used for a long time, the bank will automatically cancel the card at a certain time, but before automatic cancellation, the customer should still keep it properly or Process cards.