Credit card balance is credit card debt. Whether the balance is positive or negative depends on the definition of a bank. Different banks show different things, and both positive and negative represent credit card debt.

The available balance is the credit card limit. If it is a positive number, it indicates the remaining limit that is actually available. If it is negative, it means overpaying, that is, giving more money to the bank.

For example, the credit card balance is-1000, which means that the credit card still has 1000 yuan outstanding. The available balance is 25,000, which means that the available credit card is 25,000. If the available balance is-65,438+000, it means that the repayment in the credit card is 65,438+000, resulting in overpayment, and there is no need to repay in this period.