Can credit cards be used at notary offices

I have never heard of using credit cards for notarization.

However, credit cards can be used to apply for overseas visas.

If I borrow a credit card from someone else and go to notarization, but the money is not repaid in the future, does it have nothing to do with the card owner?

The bank will only look for the card owner. There is a note on the back of the credit card: This The card belongs to a certain bank, and the use of this card is subject to the usage contract. This means that the ownership of the credit card belongs to the bank, and the cardholder only has the right to use it and the rights granted to the cardholder by the bank. The usage contract clearly stipulates that the credit card must be used by yourself, etc. So there is no need to go to any notary office to notarize it (note here, it is impossible to issue a notarization, the notarization is done by the notary office). It is impossible for the notary office to notarize this matter for you. Lending your card to others is a violation. Receive a contract. The bank has the right to suspend your card at any time (especially in China, where banks say it’s the law)

But having said that, the reality is that many people are doing what you are doing, but It’s just not protected by law!

In a word: No matter what the problem is, the bank will only look for the original cardholder of the credit card. Be careful about this!

Does my wife need to have her property notarized if she owed 200,000 on a credit card before marriage?

Nope

The notary office can notarize that the property of the couple after marriage belongs to each other, and the debts are also notarized. It belongs to each of the couple. This notarization can be done before or after the marriage. But this notarization needs to be done before the debt is incurred. The "Marriage Law" stipulates: Article 19: Couples may agree that the property acquired during the marriage relationship and the property before marriage shall be owned by each other or jointly, or part of it shall be owned by each other and part of the joint property shall be jointly owned. The agreement should be in writing. If there is no agreement or the agreement is unclear, the provisions of Articles 17 and 18 of this Law shall apply. The agreement between husband and wife regarding the property acquired during the marriage and the property before marriage shall be binding on both parties. If a husband and wife agree that the property acquired during the marriage shall be owned by each other, and if a third party is aware of the debt borne by either husband or wife, the debts borne by the husband or wife shall be paid off with the property owned by the husband or wife.

Is a notarization required to apply for a China Merchants Bank credit card?

The most important conditions for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (overseas residents are between 25 and 60 years old), have certain financial capabilities and Good credit history. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit. If you meet the application conditions for a China Merchants Bank credit card, you can try to apply for a China Merchants Bank credit card through the following methods: 1. Online application: Please open the official credit card website of our bank, select the horizontal menu "Apply for Credit Card" - "New Customer Application", and select your favorite After installing the card, follow the prompts; 2. Please bring your original identity certificate, work certificate and financial certificate documents and go to any branch of China Merchants Bank to apply in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. 4. Call our credit card customer service hotline, select "3#" in the voice message to apply for credit card consultation, then select "1" to transfer the service specialist to register for you, and notify our local staff to contact you to confirm the application. The result of credit card application shall be subject to actual review by our bank.

If I owe a credit card, can I sign a notarization of debt?

It depends on the specific situation.

If the credit card debt is the joint debt of husband and wife, the notary office cannot notarize it and push the entire debt to either party. Debts borne by both spouses who express their mutual consent by signing or later ratified by one spouse shall be deemed as joint debts by both spouses.

Article 1065 of the Civil Code: A man and a woman may agree that the property acquired during the marriage and the property before the marriage shall be owned by each other, jointly owned by them, or partly owned by each of them, and partly owned by them. *Same as all. The agreement should be in writing. If there is no agreement or the agreement is unclear, the provisions of Articles 1062 and 1063 of this Law shall apply.

The agreement between husband and wife regarding the property acquired during the marriage and the property before marriage is legally binding on both parties.

The husband and wife agree that the property acquired during the marriage shall be owned by each other. If the other party knows the agreement, the debts borne by the husband or wife shall be paid off with the personal property of the husband or wife.

Does overdue repayment of Everbright Credit Card require notarization?

Notarization is not required.

The first thing to do after a credit card is overdue is to repay the full amount immediately, and at the same time call the credit card customer service hotline to explain the reasons for the overdue payment, such as text messages, network problems, and telecom operator problems that resulted in not receiving the bill, or signing up for automatic repayment. No deductions etc. Another thing is to ask whether the overdue records have been uploaded to the credit reporting center, because the credit reporting time of each bank is different. If not, you can ask the bank not to upload it at this time, and ensure that it will never be overdue again in the future.

That’s it for the introduction to credit card notarization.