1. Is the interest rate of installment repayment of China Merchants Bank's credit card high?

If you are going to apply for a personal loan in our bank, the loan interest rate you can actually apply for is the comprehensive pricing made by the handling bank in combination with the business type, personal solvency, credit status, guarantee method and other factors you apply for, and can only be determined after approval.

second, is the annualized rate of credit card divided into 12 periods 7% high?

the 7% annualized rate of credit card in 12 installments is not high. The interest rate of credit card installment repayment is not high, and the annualized interest rate of credit card 12 installment repayment is between 13% and 17%. According to the relevant public information, compared with the other eight joint-stock commercial banks, the four major banks have lower annualized interest rates, while the Agricultural Bank of China and China Construction Bank have the lowest annualized interest rates of 12 banks, both of which are 13.3%.

third, is the annualized interest rate of China Merchants Bank 7.6 high?

The annual installment interest rate of 7.6% is not too high, but it depends on what kind of loan you have. From the interest rate point of view, 7.6% is not too high, but from the perspective of mortgage loan, it is already very high, because mortgage loan is 3.3%-6.8%, and 7.6% is not a credit loan. Now the credit loan is 9%-24, so it is big.

4. What is the annualized interest rate of 5% off China Merchants Bank's credit card?

The annualized interest rate is 7.85%

The China Merchants Bank's rate is 5% off, about .35, and the annualized conversion is about 7.85, and it can be divided into 36 installments at the longest. If you are short of money,