The chances of applying for a card mainly depends on the usage and limit of the credit card you have already applied for. Generally, the limit applied for again will not be much higher than the limit you applied for before.

Applying for a credit card is actually very simple. You just need to use your own credit card to apply for a credit card from another bank. This method does not require submitting various cumbersome certificates and only requires a credit card. It can be done.

Although the threshold for applying for a card is low, there are also several requirements for cardholders:

1. Already have a credit card from another bank

< p>First of all, you need to have a credit card from another bank. This credit card is the stepping stone to apply for a new card. Only with this card can you apply as needed.

2. The credit limit of already held credit cards is greater than 5,000 yuan

The average credit limit of credit cards held should not be less than 5,000 yuan. Generally, there are several main reasons for a small credit limit: Personal Bad credit, limited repayment ability, and incomplete application information.

3. Good personal credit record

Cardholders who apply to apply for a card by card generally need to use the original credit card for more than 6 months to meet the requirements for applying for a card by card. conditions. And during the period of use, the account has no bad records such as expected and malicious overdrafts.