has a certain influence. After all, no matter which bank applies, the bank will review the customer's credit, and then leave relevant records on the credit, and other banks can also check the records when approving. Therefore, the bank found that the customer's personal credit record shows the credit card approval records of many banks, and the credit card interest rate will be reduced. Customers don't need to apply for too many credit cards. It is recommended that a person can hold up to 3 or 4 credit cards, and it is recommended to apply for one bank credit card at a time.

what can a credit card do?

1. Credit cards can be used for deposits, withdrawals, transfers, etc. You can also enjoy various activities, such as bonus points and discounts.

2. when the cardholder has certain pressure in daily consumption, he can choose to pay by installment to reduce the repayment pressure.

3. Cardholders can apply for small loans with credit cards without mortgage.

4. Credit card can be used to borrow cash in advance, or it can be withdrawn from the credit card limit when cash is urgently needed.