The billing date of Guangfa Credit Card is fixed, based on the date of birth filled in the credit card application form (the date of birth is 29/30/3 1, and the system is randomly configured as 4-28). The billing date means that the bank will regularly summarize and settle the current transactions and expenses of the credit card account every month, and calculate the total amount owed and the minimum repayment amount in the current period.
The last repayment date of Guangfa Credit Card is the last date to pay off the current credit card arrears. Paying off the arrears before this date will not generate interest. Interest will be calculated if the final repayment date is exceeded. So please remember the last repayment date. Credit card consumption on the day of bill, with the shortest interest-free period of 20/26 days; The longest interest-free period is 50/56 days.
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Knowledge of credit card billing date of Guangfa Bank
1. Introduction of credit card billing date of Guangfa Bank
The credit card billing date of Guangfa Bank refers to the date when Guangfa Bank regularly collects and settles the current transactions and expenses of the cardholder's credit card account every month, and calculates the current interest and payable amount of the cardholder.
The billing date of different cardholders may be different. For example, if the billing date is the 5th of each month, all transactions recorded on each billing date are from the 6th of the current month to the 5th of the following month, and the corresponding due repayment date is the 25th of the following month.
2. Revision of credit card billing date of Guangfa Bank
The credit card bill date of China Guangfa Bank is the cardholder's birthday. Once confirmed, it cannot be changed.
3. Query on the date of credit card bill of Guangfa Bank
Credit card holders of China Guangfa Bank can check the bill date information on the credit card client, or check your bill date in the electronic statement email sent by the bank every month. You can also call the credit card customer service number of Guangfa Bank (95508) and ask the manual customer service for the date of your bill.
China Guangfa Bank official website-Billing and Repayment-Description of Credit Card Billing