The method of negotiating the repayment of 6 installments by Shanghai Pudong Development Bank Credit Card is as follows:

The repayment person should explain his own situation to Shanghai Pudong Development Bank, which can be explained from the personal employment situation (such as unemployment certificate, proof of dissolving the labor relationship with the company, etc.), indicating that he did not intentionally overdue the repayment. Negotiate with Shanghai Pudong Development Bank, indicating that I will actively repay the loan, hoping to make a new repayment plan, such as extending the repayment period, repaying the arrears in installments, and adopting the method of stopping interest and paying the bill.

Shanghai Pudong Development Bank will make comprehensive consideration according to the repayment person and the actual situation, and adopt an appropriate repayment plan through negotiation.

Can credit card debt be negotiated?

Of course. Under special circumstances, if it is confirmed that the amount owed by the credit card exceeds the cardholder's repayment ability and the cardholder is still willing to repay, the issuing bank can negotiate with the cardholder on an equal footing and reach a personalized installment repayment agreement. The longest term of personalized installment repayment agreement shall not exceed 5 years.

when handling the business of stopping the payment, you need to contact the customer service of the bank, explain the situation on your own initiative, and ask if you can handle the business of stopping the payment. Under normal circumstances, if the cardholder does have special circumstances, the bank is allowed to stop interest and hang up the account.

1. Individuals have the willingness to repay. When the credit card consumption limit is too high to repay, the debtor needs to take the initiative to call the bank's credit card customer service phone to apply for negotiated repayment, and inform the other party of his current personal economic repayment ability, so he can't repay on time, so he applies for suspension of interest and loss.

2. Usually, the bank will refuse to apply for suspension of interest, so the debtor needs to provide relevant certificates of personal income and property under his name. Submit the personal income certificate, debt certificate, property under one's name and other materials to the bank, so that the bank can review the economy of the debtor, and finally consider stopping the payment as appropriate.