Passport, student ID card and bank statement (regular remittance or large deposit, above 5W) are required. Accounts with regular remittance of funds are usually overdrawn 1500. A large deposit account is usually not overdrawn, but it is connected with your deposit account, which is a bit like the popular visa debit card. It has a credit card function and can be used for online or telephone payment, but there is no overdraft. It is spent in your bank account.

Credit card interest is similar, almost 20%. There is no interest on deposits. Credit card accounts consume money, not deposits, and need to pay an annual fee, but many credit cards are exempt from annual fees as long as they spend a certain amount.

Students need RP to apply for a separate credit card (that is, not a visa debit card). If you work, you can basically apply with a salary slip, but it seems that the overdraft does not exceed 1500. After all, banks are not very worried about international students.