1. repayment by outlets. Credit cards can be repaid at the counter of the issuing bank outlets;

2. repayment by ATM. You can deposit or transfer money on ATM;

3. online banking repayment. Log in to the issuing bank's online banking, and you can repay the credit card;

4. repayment by mobile banking. Log in to the mobile banking of the issuing bank, and you can repay the credit card;

5. Repayment by third-party software. Alipay, WeChat, Xiaoman Finance, China Unionpay Quick Pass and other software all have credit card repayment functions, which can repay credit cards;

6. Automatic repayment. You can associate a debit card with a credit card, and after the association, the bank will automatically deduct the repayment from the debit card; 7. Telephone repayment. Call the customer service phone number of the issuing bank, and then switch to labor to repay the credit card. Generally, it is necessary to open a telephone bank in the issuing bank for the transfer-in and transfer-out accounts.

1. Consequences of overdue credit card:

1. Liquidated damages, usually the minimum repayment amount, 5% of the unpaid part.

2, high interest, and it is a rolling interest, and interest is very scary when there are many debts.

3. The overdue period will stain the credit record, which will lead to the inability to handle financial needs such as house purchase and loan in the next two years.

4. If it is overdue for more than 3 months and the amount exceeds 1,, the bank has failed to make several reminders, and it will not only pay back the money, but also bear criminal responsibility.

second, the main features:

cash is not allowed to be deposited in advance, and it can be repaid with interest-free repayment period, and it can be repaid by installments (with minimum repayment amount), and it can be used globally by joining international credit card organizations such as VISA, Master Card and JCB. It is one of the fastest-growing financial services today, and it is an electronic currency that can replace the traditional cash circulation in a certain range. At the same time, it has two functions of payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also obtain certain loans from card issuers by using credit cards. It is a high-tech product integrating financial business and computer technology. Can reduce the use of cash currency. Can provide settlement services, facilitate shopping and consumption, and enhance the sense of security. It can simplify the collection procedures and save social labor. It can promote commodity sales and stimulate social demand.

Third, the disadvantages of credit cards:

The invention of credit cards is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of the interest per day. Blind consumption of credit cards is not like paying cash to spend money one by one. When you brush it, you don't feel anything. A few figures lead to blind consumption and spend money like water.