It is a credit card billing installment APP. Huanbai APP 2065438+entered the market in June 2006, and was jointly operated by Shuhe Technology and Focus Small Loan.

The function is to serve the majority of credit card holders and help users solve credit card problems.

How to use repayment: If you don't want to charge the handling fee and interest of credit card installment, you can borrow by repayment. After borrowing it, I can pay off the credit card bill in installments with low interest, and then recharge it every month. If the repayment is timely, it will greatly promote my personal credit, and it will be convenient to apply for a loan next time.

Extended data:

Now all major e-commerce companies are involved in finance. After shopping, they can spend first and then repay, and the amount of consumption can also be divided into stages, such as the cost of Taobao platform and the IOU of JD.COM account. For such products, it also makes the consumption of the public begin to have a more convenient direction.

For friends who want to shop, but don't have much money, this way can attract consumption, repayment can be made in installments, and it also brings a very different experience. However, in the process of repayment, have you ever thought about the interest and handling fee brought by installment?

Because many users are unwilling to accept the handling fee and interest brought by credit card installment, they will borrow money by repaying the loan. After borrowing, they can pay off their credit card bills through low-interest installment mode, and then repay the loan every month. If the repayment is timely, it will also greatly promote personal credit, and it will be convenient to apply for a loan next time.

The staff's understanding of the target customer base can be said to be the ultimate user experience. For the feedback from the whole user, we will carefully understand each item and then analyze the feasibility. Comprehensive rectification and return can make users feel all opinions;

It is true that the staff are actively trying to change, and all the staff have fully integrated the values of China Merchants Bank's credit card into the card returning team, which will naturally make the use of products more successful and create an excellent product experience for users.

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