1. Visa cards issued in China are divided into credit cards and debit cards. Visa credit cards issued by most banks (including dual-currency cards and single-currency foreign currency cards) can be spent on overseas websites (including Hongkong and Taiwan Province). However, some banks will turn off the overseas online consumption function of credit cards by default, and they need to call the bank customer service to open them; There are few banks that issue Visa debit cards, only ICBC, China Construction Bank, China Merchants Bank, Minsheng Bank, China CITIC Bank, China Guangfa Bank and Bank of Beijing. Only the debit cards of China Guangfa Bank and China Merchants Bank support overseas online consumption, but their functions are also turned off by default, so you need to call the bank to apply for opening.

2. In the United States, for example, only about 30% websites accept domestic credit cards. In this case, you can do it in the following ways:

A. Purchasing websites: There are many kinds of purchasing websites, both domestic and foreign. Generally, you can receive RMB directly in China, or you can pay directly through online banking and Alipay. Foreign purchasing websites need to pay by Visa card. Under normal circumstances, the purchasing website will charge a certain percentage of handling fees, ranging from 5% to 10%.

B.Paypal payment: some foreign websites do not accept domestic credit cards, but support PayPal payment. Therefore, you can recharge your PayPal account with Visa card and then pay with PayPal account.

C. Some websites accept Vis in China.