Current location - Trademark Inquiry Complete Network - Overdue credit card - With the loan from Zhongtengxin Finance Company, 5, yuan will be deducted directly from the next 21, yuan, and the first phase will be paid back to 738.44 yuan. Is this usury?
With the loan from Zhongtengxin Finance Company, 5, yuan will be deducted directly from the next 21, yuan, and the first phase will be paid back to 738.44 yuan. Is this usury?
1. It is unreasonable to directly refuse such a fee, and the deducted fees will definitely reach usury;

2. Therefore, I would rather borrow money from banks than from these lending platforms, with high interest;

3. So if your credit is good enough, get a credit card with a small loan in it.