1. Temporary cash withdrawal: When the credit card limit is insufficient, but it is necessary to spend by credit card, the cardholder can apply for a temporary increase in the credit card limit, and the increase range is generally controlled at 20%~50% of the fixed limit. However, the "temporary quota" has a very inconvenient place, that is, the cardholder's application has been successful this time, but it is uncertain whether it will be successful next time, and the accidental factor is very high.

2. Permanent withdrawal: the cardholder applies to the bank with personal credit. The bank will inquire about the cardholder's card usage records, such as repayment status and card usage frequency. If it proves to be a quality customer, you can temporarily increase the credit limit. Or the cardholder can provide a new financial certificate to the bank, such as a new property certificate, to prove that his economic strength and repayment ability are better than when he opened the card. After comprehensive evaluation, the bank may increase the temporary credit line according to the cardholder's requirements.