Yes, if you apply for installment repayment with a credit card, you can call the bank and ask for the full installment of the bill after the bill is issued. The number of installments can be determined according to your own needs.

Instalment repayment is an agreement between the user and the bank. The bank will help the cardholder pay the money to the merchant at one time, and then slowly collect the installment repayment. But generally you have to spend a certain amount before you can apply for installment.

Although installment repayment is interest-free, you need to pay a handling fee. The handling fees of different banks vary greatly, and the standards are determined based on the length of the term. The longer the term, the higher the handling fee standard. Generally, the handling fee per period = the total principal amount of the installment × the handling fee rate per period for the corresponding period.

Credit card installment application method:

(1). Directly call the 24-hour customer service hotline: call the bank customer service hotline to transfer bill installments and single installment business, and it will be handled by professionals;

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(2). Log in to the bank’s credit card online banking application;

(3) Log in to the WeChat credit card main page and apply according to the prompts.