Wechat is a way of life, which can meet all kinds of life needs of users, including socialization, communication, payment, financial management, travel, shopping and so on. Of course, WeChat can also apply for a credit card, so how can WeChat apply for a credit card? There are two safe ways.

How to apply for a credit card on WeChat? If you see an advertisement similar to "handling a large credit card" on WeChat, don't believe it. There are two reliable ways to apply for a credit card through WeChat:

1, official account of bank WeChat

Most banks have opened their own official WeChat account, which is convenient for customers to apply for credit cards through WeChat and provide various financial services and preferential activities for credit card holders.

If you want to apply for a bank credit card, you can pay attention to its official WeChat account, fully understand the card situation, fill in the personal card application information online, and complete the credit card application.

2. WeChat wallet service

As we all know, there is a credit card repayment function in WeChat wallet. In fact, you can also apply for a credit card for free.

On the WeChat credit card repayment page, there is a "credit card free" entrance, but each bank only provides three popular credit card application platforms.

In short, how to apply for a credit card through WeChat and introduce the above two ways, don't trust the agency, otherwise you will only taste the consequences of being cheated.

Is the success rate of WeChat credit card application high?

Wechat is convenient and quick to handle credit cards, and it is favored by card friends. Generally, as long as you pay attention to the official account of the bank WeChat, you can do the card through WeChat. After choosing a credit card, you can fill in the application form and submit it on the application page. So, is the success rate of this card processing high? How can we improve the success rate of card handling? Let's take a look together.

The method of applying for a credit card by WeChat is very simple, mainly including the following steps:

1. Open WeChat and follow the official WeChat account of the bank where you want to apply for a card. Take CITIC Bank as an example and pay attention to "CITIC Bank Credit Card".

2. After paying attention, enter the official WeChat account, find the "card by stages"-"quick card", and enter the card activity area.

3. Select the card type you want to apply for, then fill in the information such as name, ID number, card issuing agency of the card issuing city, mobile phone number, and then enter the verification code to submit the application.

4. After the application is submitted, the bank will evaluate it in real time and immediately send the approval result information to the mobile phone.

Is the success rate high?

Wechat does not need to provide any information to apply for a credit card, just fill out an application form on Wechat and wait for the bank's review. However, this card handling method does not guarantee the success rate of card handling.

It is a good thing for WeChat to apply for a credit card without going back and forth to the bank, but it also needs to go through layers of review. Even after WeChat submits the application, the bank will call again to inquire about various contents, and finally the cardholder will go to the bank to submit various documents.

Finally, in general, the only advantage of applying for a credit card on WeChat is that it is faster. On the other hand, it seems that it does not have much impact on the success of the card. Whether the credit card can pass the examination ultimately depends on the applicant's credit and economic situation.

Although WeChat credit card cannot guarantee the card issuance rate, there is no doubt that this card handling method is quite convenient. If you bother to go to the counter to get a card, you can really consider this application method. If you master some card handling skills, you can also improve the success rate of card handling.

How to improve the success rate?

1. Choose the appropriate card type according to your own conditions and requirements.

Learn more about the credit card application conditions and choose a credit card that meets your own conditions and requirements. Credit cards can generally choose gold cards or ordinary cards. It is recommended to check the gold card. If the gold card fails to pass the audit, it is agreed to apply for a universal card, so that even if the universal card is applied, it can be upgraded by swiping the card.

2. Provide as detailed information as possible.

If the submitted documents are incomplete, the address is not detailed, the correct contact number is not provided, the income/work certificate format is not standardized, and the property certificate does not meet the requirements, the application may be rejected. Therefore, when you apply for a card, fill in the information patiently and in detail, and provide as many supporting documents as possible, which will reduce the subsequent troubles.

3. Pay attention to answering credit calls.

Some banks will patiently call for loans many times, and they can make up for it once or twice; Some banks may fail to answer the credit card application once, so pay attention to answering the credit call after submitting the application.

Is it reliable for WeChat to handle credit cards? How to apply for a credit card on WeChat?

Wechat is the chat software that we all like to use now. Of course, in addition to chatting, WeChat can also be used in all aspects of life. For example, when you are eating, drinking and having fun, you can use WeChat wallet to search for shops, or use WeChat to pay. In addition, WeChat can actually handle credit cards. So, is it reliable for WeChat to handle credit cards? How to apply for a credit card on WeChat?

Is it reliable for WeChat to handle credit cards?

Don't worry, it is more reliable to apply for a credit card on WeChat, because the audience of WeChat is increasing day by day. In order to seize business opportunities, banks have also opened their own WeChat WeChat official account, and the official WeChat accounts of these banks are formal and reliable. When you apply for a credit card in it, you will actually jump directly to the application page of the bank in official website, so it is very reliable.

How to apply for a credit card on WeChat?

1. You must first find out which bank's credit card you want to apply for, then enter the bank name in the search box of WeChat and click Search;

2. After the search results come out, click WeChat official account who pays attention to the bank;

3. After paying attention, you can directly enter the public account, and you can find the card button in the menu bar at the bottom of the page;

4. Click the "Deal with Card" button, then select a credit card, apply, fill in relevant information and materials, and finally click "Submit" to wait for approval.

It should be noted that if you apply for a credit card on WeChat, you must bring your ID card to the bank outlet to activate the credit card after the application is successful. However, if you use WeChat to handle credit cards, the general amount is not very high.

The above is aimed at "Is it reliable to apply for a credit card on WeChat? How to apply for a credit card on WeChat? " The answer is like the official WeChat account of some regular card issuers, which is still very reliable. It is also reliable for you to apply for a card in the official WeChat account, and the operation is very simple.

Is it credible to apply for a credit card through WeChat?

1. is credible, but it has certain risks.

2. There are certain risks in this card handling method. First of all, if you can't confirm the identity of the other party and blindly provide personal information to the other party, it is easy for criminals to use it to forge a credit card with your identity. When it is discovered, it has usually caused serious losses. Secondly, if you don't know the cost of handling a card, it is very likely that you will handle a card that is not used at all or is expensive, which will only increase the burden. It takes time and effort to cancel. Finally, some lawless elements charge the so-called "agency fee" and "business card printing fee" in view of the card friends' eagerness to get a card, which makes it easy for card friends with weak consciousness to be deceived. If you want to apply for a card, you'd better go through formal channels, such as bank outlets, counters and official website.

3. Of course, the credit card WeChat of CITIC Bank has many practical functions. Not only can you check the progress of card processing, but you can also do it online. The progress check you mentioned is in the column of "Quick Card Handling" below. Find the "card processing progress query" and follow the relevant prompts. Now there are many online card processing channels, and it is also WeChat, which is equivalent to becoming a credit card application platform for card issuers.

1. Every credit card needs strict examination by the bank before it can be issued, and the bank has not authorized any platform to issue credit cards. At most, some intermediate platforms are authorized to provide card application platforms, such as Alipay, WeChat and QQ. If there are similar advertisements in your WeChat circle of friends, such as "You only need your ID card to get a large credit card", then you should be wary. This is either cheating information or cheating fees.

2. WeChat credit card application platform, after filling in the information online, you are waiting for the card. The specific application path is as follows: Personal WeChat-Mine-Wallet-Credit Card Repayment-Credit Card Free Processing. Wechat can apply for a limited number of credit cards. China Merchants Bank, Minsheng Bank, China Guangfa Bank, Industrial and Commercial Bank, China CITIC Bank, Shanghai Pudong Development Bank, Bank of Communications, China Bank, Ping An Bank, Industrial Bank and China Everbright Bank each have three popular cards to apply for.

Operating environment:

Mobile phone model: ELS-AN002.0.0.2

Wechat: 8.0. 16

How to handle credit cards on WeChat How to handle credit cards on WeChat

Open WeChat and click I- Payment-Credit Card Repayment to enter the credit card repayment page. Click No Credit Card at the bottom of the page? Click for free; Then select the credit card to be processed on the credit card online application page, and click OK to apply; Finally, fill in the information in turn according to the page prompts.

The first step is to open the mobile phone WeChat, click I-Pay in the lower right corner, find the credit card repayment, and click in.

Step 2, click on the credit card repayment page. At the bottom of this page, there is a line of blue font. No credit card? Click for free.

Click No Credit Card? Click to enter the credit card online application page for free. There are three main types of credit card applications. You can click the left and right arrow symbols to switch.

Step 4: After selecting the credit card to be processed, click the Confirm Application button below.

Step 5, fill in the information. Click OK to apply and enter the basic information page to fill in the information. Fill in the required information according to the page prompts, and then check the "You personally agree with the above information ..." check box. , and then click Next.

Step 6: Click to enter the verification page of the check code, and follow the prompts on the page, then click Next to perform the following steps. Detailed information is followed by information confirmation, and the credit card application is successful when it is finally completed.

Can I apply for China Bank Credit Card on WeChat?

China Bank Credit Card Application Method:

You can use mobile banking, "China Bank Credit Card" WeChat official account, colorful life APP, personal online banking and Bank of China official website () to do online card processing. You can also bring your valid ID card and economic certificate to the nearest BOC outlet to fill out a paper application form.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

The introduction of whether WeChat can handle credit cards and how WeChat can handle credit cards ends here. I wonder if you have found the information you need?