Can JD.com apply for a credit card?

JD.com can apply for a credit card.

1. Open "JD Finance" and enter the APP.

2. Click "City Credit Card".

3. Click "Apply for China Merchants Bank Little White Card" on the page.

4. View the page information and click Apply Now.

5. Fill in your personal information, check your name, ID number, mobile phone number, receive the verification code, and click Next.

What are the requirements for applying for a BOC JD.com co-branded card? How to apply?

Speaking of people’s favorite credit cards, JD.com’s small white cards from various banks will definitely be on the list. Many of the co-branded cards that JD.com has cooperated with banks in recent years are very popular among people. JD.com also jointly issued a card with Bank of China. Many people are planning to apply for this BOC JD.com co-branded card. So, what are the requirements for applying for a BOC JD.com co-branded card? How to apply? Let me answer it for you today.

What are the requirements for applying for a BOC JD.com co-branded card?

1. Applicants need to be over 18 years old and between 18 and 65 years old;

2. Applicants must have legal and stable employment income;

3. The applicant's total assets in Bank of China must reach 200,000 yuan, or he or she must hold a credit card with a good limit that has been used for half a year.

4. The applicant’s personal credit should be good and there should be no bad credit record.

How to apply for BOC JD.com co-branded card?

1. JD Financial Website/APP Application

You can log in to the JD.com website or APP, click "Baidiao" after logging in, then select "Credit Services" and click "Baidiao Co-branding" Card", after the page jumps, find the BOC JD.com co-branded card, then click Apply, fill in the application information and submit.

2. Application on the official bank website

You can log in to the official website of Bank of China, then find this credit card on the "Credit Card" interface and click to apply. Fill in the information, submit it and wait for review.

The above is the answer to "What are the requirements for applying for a BOC JD.com co-branded card? How to apply?" If you want to apply for this co-branded card of Bank of China and JD.com, you need to meet the conditions summarized above, and those who meet the conditions can apply according to the above method.

Is it easy to apply for a credit card on JD.com? It is related to these factors

There are many credit card application channels, and many people will struggle with where to apply for a card. For example, when someone sees that JD Finance also has a credit card application portal, they will ask JD. Is it easy to apply for a credit card? This is related to the credit conditions of the cardholder, as well as JD.com’s big data.

Is it easy to apply for a credit card on JD.com?

Actually, whether a credit card is approved is not directly related to the application channel. The key is that the applicant’s credit conditions pass. Although JD.com can provide a credit card application portal, it is actually reviewed by the bank, not JD.com, and the user's big data on JD.com is only for reference.

Many friends who have applied for credit cards on JD.com said that it is easier to apply for a credit card on JD.com, especially if you often shop at JD.com. You can repay on time with JD.com white bars and gold bars. JD.com has good big data. The approval rate for making a payment is still very high, provided that the applicant meets the basic conditions for applying for a card and masters the methods.

The basic conditions are relatively simple, just pass the credit report, age, and repayment ability. The method is to fill in the application form and package the information. You can start with the information of the work unit. Pay attention to a few points, such as the working period must be at least half a year, the position and income must be consistent, and the income must be discounted from the salary and various benefits of the unit. Calculate it now and wait.

By the way, the types of credit cards applied for by JD.com are limited. There are only JD.com Little White Card and JD.com PLUS Credit Card, both of which focus on JD.com’s benefits. However, many banks’ JD.com Little White Card benefits have shrunk. For example, consumption no longer accumulates Jingdong points, points cannot be exchanged for steel, etc. Other rights and interests are very general. Everyone should apply for a card according to their needs.

The above is the relevant introduction of "Is it easy to apply for a credit card on JD.com?", I hope it will be helpful to everyone. In short, if Jingdong’s credit card application meets the credit requirements and Jingdong’s big data is good, it will be easier to get approved, otherwise the card will most likely be rejected.

How long does it take to review a Jingdong credit card?

After the bank receives the applicant’s application materials, it usually completes the review within 10 working days, and the card is produced and sent within 5 working days. delivered to the applicant. Due to the large number of JD credit cards, applicants need to refer to the actual credit card review completion time. If the JD credit card review is not completed for a long time, the applicant can contact JD customer service.

Jingdong Credit Card Application Conditions:

1. Chinese citizens who are over 18 years old and not over 65 years old and have full capacity for civil conduct.

2. When applying for a credit card online, you should complete the application information form online and ensure that the information filled in is true and accurate.

3. Personal credit is good, and there are no negative records in the personal credit system that may affect credit card approval.

4. Have a stable source of income and the ability to repay the principal and interest of the loan on time and in full.

The card issuer decides whether to issue a card and grant an account credit limit based on the applicant's credit status. After the applicant submits the application materials online, he or she can check the credit card review status through the JD Financial APP. All he has to do is open the JD credit card application page.

JD Finance provides an online credit card application service platform, providing cardholders with access to credit card usage, repayment, installment processing and other functions. When cardholders use JD credit cards, they need to repay on time and not overdue.

Version information: Take JD Finance version 6.3.30, Apple 13 (IOS15.4.1 system), Huawei mate40 (HarmonyOS2 system) as examples.

This concludes the introduction to JD Credit Card Application and JD Credit Card Application Portal. Have you found the information you need?