Hello, 1. The credit limit refers to the maximum limit that a credit card can be used repeatedly. Based on your application, the bank will approve a certain credit limit for your credit card, and you can make purchases or withdraw cash within this limit. The supplementary cardholder can share the total credit limit with the principal cardholder, or the principal cardholder can set a credit limit for the supplementary card. If it is a dual-currency international card, the credit limit can also be set by the RMB and foreign currency accounts. ***Enjoy. The credit limit will be adjusted regularly by the bank, but you can proactively provide relevant proof of financial resources to request an increase in the credit limit. In addition, when you need a higher limit within a certain period of time when traveling abroad, moving to a new home, etc., you can also request to increase the temporary credit limit.

2. The available limit refers to the credit limit of your credit card that has not been used. The calculation method is as follows: credit limit - unpaid amount that has been paid out - accumulated amount that has been used but not recorded = available limit

3. The available limit of cash advance is the amount of cash that can be withdrawn

< p>If you have any other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.