Overdraft limit of CCB Long Card credit card

1. The credit limit of personal ordinary card, personal Long Card, quasi-credit card and card is up to RMB 5,000.

2. Personal Gold Card Personal Dragon Card Quasi-Credit Card The maximum credit limit of the Gold Card is RMB 10,000

Overdraft of CCB Dragon Card Credit Card, one is overdraft to withdraw cash, and the other is It is a cash withdrawal for overpayment. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to help you flexibly deploy funds when you are in urgent need.

The overdraft cash withdrawal limit is set according to your card usage, and the maximum limit shall not exceed 50% of your credit limit. In addition to cash withdrawal fees, domestic and overseas overdraft withdrawals also require interest payments and do not enjoy interest-free treatment. Overpayment withdrawal means that you withdraw the funds stored in the card or the funds overpaid during repayment.

Overpayment can automatically increase the available limit of the main card, but does not increase the available limit of the supplementary card. If you need to increase the available limit of the supplementary card, the main cardholder should call our 24-hour service hotline to apply.

If you withdraw more than 5,000 yuan in excess payment on the same day, you must go to the counter of a China Construction Bank outlet.

Tip: Banks give cardholders a certain credit limit so that everyone can enjoy the happiness brought by early consumption. However, cardholders cannot get carried away because of this, maliciously overdraft, and spend indiscriminately. Malicious credit card overdrafts will leave a bad credit record at the card-issuing bank, affecting the cardholder's personal credit. In contemporary society, credit can be said to be a person's business card, and credit is of extraordinary importance to a person.

Therefore, no matter how much overdraft the credit card holds, cardholders should maintain a rational consumption mentality and not exceed their personal consumption capacity. Even if there is an overdraft, you should always remember that "it is easy to borrow and repay, and it is not difficult to borrow again" and pay back the overdraft before the repayment date.