Imployment of credit cards must bear corresponding legal responsibilities. Whether or not to be sentenced depends on the amount involved.

Relevant judicial interpretations:

① In December 2009, the Supreme People's Court and the Supreme People's Procuratorate issued the "Interpretation on Several Issues Concerning the Specific Application of Laws in Criminal Cases Obstructing Credit Card Management", stipulating that " Violate national regulations, use point-of-sale terminals (POS machines) and other methods to directly pay cash to credit card holders through fictitious transactions, false prices, cash returns, etc. If the circumstances are serious, the provisions of Article 225 of the Criminal Law shall be followed. Convicted and punished for the crime of illegal business operations. ”

② The so-called serious circumstances refer to the amount of cashing out being more than 1 million yuan, or causing the financial institution to have overdue funds of more than 200,000 yuan, or causing the financial institution to suffer economic losses of 100,000 yuan. Yuan and above. If the cash amount is more than 5 million yuan, or if the financial institution's funds are overdue for more than 1 million yuan, or if the financial institution's economic loss is more than 500,000 yuan, it shall be deemed as "particularly serious" and shall be sentenced to fixed-term imprisonment of more than 5 years.