Income certificate, credit report, hardship certificate, poverty certificate, unemployment certificate, subsistence allowance certificate, special poverty certificate, income statement, etc.! (Reorganize through legal channels, reduce pressure, reach a personalized repayment agreement, and repay by suspending interest payments, up to 60 periods.

: 1: Types of credit cards

(1) Depending on the card issuer, it can be divided into bank card and non-bank card.

(1) Bank card is a credit card issued by the bank. The cardholder can purchase it at a special merchant of the card issuer. For shopping, you can also withdraw cash at any branch of the card issuing bank or at any ATM.

(2) Non-bank cards. These cards can be divided into retail credit cards and travel and entertainment cards. Credit cards issued by commercial institutions such as department stores and petroleum companies are used exclusively for shopping at designated stores or refueling at gas stations and are checked regularly. Travel and entertainment cards are credit cards issued by service industries such as airlines and travel companies and are used to purchase tickets. , catering, accommodation, entertainment, etc.

(2) According to the different objects of issuance, it can be divided into corporate cards and personal cards.

(1) Corporate cards are issued to. Various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal persons

(2) Personal cards are issued to urban and rural residents, including employees, cadres, teachers, and scientific and technological workers. Individuals, self-employed households and other urban and rural adult residents with stable sources of income can apply for a personal card in their own name and bear all responsibilities for using the card.

(3) Depending on the credit status of the cardholder, Divided into ordinary cards and gold cards

(1) Ordinary cards are issued to cardholders with average financial strength, reputation and status, and their requirements are not high.

(2) Gold card. Gold card is a high-end credit card with high payment and special treatment. It is issued to those with high credit standing, strong repayment ability, good credit or a certain social status. Higher, the additional service items and scope are wider, so the requirements for related service fees and guarantee funds are also relatively high.