Yes, a credit card is considered overdue for one day.

Details:

1. According to the provisions of the credit card contract, the cardholder needs to repay the amount due on the credit card bill on time. Overdue status occurs when a loan is not repaid or at least the minimum payment is made within the agreed repayment deadline.

2. The definition of overdue is determined according to the provisions of the credit card contract, not just based on whether it exceeds one calendar day. Normally, as long as the repayment is not completed before the agreed repayment deadline, whether it is one day or multiple days late, it will be considered overdue.

3. Overdue credit cards will lead to a series of consequences, including but not limited to: overdue interest and liquidated damages, which will have a negative impact on personal credit records, and may be added to the blacklist, which will affect personal credit ratings. and possible legal action and other measures.

4. Banks usually give cardholders a buffer period (grace period) within a period of time after an overdue payment occurs, but this does not mean that there are no consequences for overdue payments. Even if the overdue period is short, there will be corresponding fees and credit risks.

5. To avoid overdue credit cards, cardholders should pay close attention to the repayment deadline of their credit card bills, plan the repayment time reasonably, and ensure timely repayment.

Summary:

A credit card is considered overdue for one day. According to the provisions of the credit card contract, as long as the repayment is not completed before the agreed repayment deadline, whether it is delayed by one day or multiple days, it will be considered overdue. Overdue credit will have a series of adverse consequences and will have a negative impact on personal credit history. To avoid overdue payments, cardholders should pay close attention to billing deadlines and ensure timely repayments are made.

Extended information:

Overdue refers to the failure to perform payment obligations in accordance with the time and amount agreed in the contract. Banks usually stipulate the starting time of overdue and corresponding penalties based on specific contract terms. In China, late credit card payments will have a negative impact on an individual's credit history and may result in a lower credit rating. Therefore, cardholders should develop good repayment habits and abide by the provisions of the credit card contract to avoid adverse consequences caused by overdue payments. At the same time, if the cardholder fails to repay on time due to special reasons, it is recommended to communicate with the card-issuing bank in a timely manner and strive to negotiate a solution to avoid serious consequences.