Generally, the following application conditions need to be met:

1. The applicant is between 18 and 60 years old;

2. The applicant has a stable job and income, and has the ability to repay the arrears on time;

3. The applicant's personal credit status is good, and there is no bad credit record such as overdue.

The following information is required:

1, applicant's identity information: copy of resident ID card or military officer's card;

2, the applicant's work and income certification materials;

3. In order to improve the possibility of approval, you can also provide financial proof materials, such as a copy of the real estate license, a copy of the car driving license, and a copy of the deposit certificate.