How to handle the credit card of Agricultural Bank of China?
1. Business outlets: provide valid ID card and work certificate.
2. official website Online Application: Log in to official website of Agricultural Bank of China in the personal service section-click on the credit card-I can apply online if I want to apply for a card.
3. Pay attention to WeChat WeChat official account: WeChat search China Agricultural Bank-click "Microfinance-Credit Card-Card" and select a card type to apply for a card.
4. Download the mobile app: download the app of China Agricultural Bank by mobile phone, and enter the mobile phone number and verification code in the credit card column-apply for a card.
It should be noted that, in addition to the counter, online and online applications need to be interviewed at the business outlets after passing the preliminary examination, and personal relevant credit materials are provided during the interview, which is conducive to improving the credit limit of cardholders.
Credit card application conditions:
The credit card application conditions of all banks are similar, and the basic application conditions are as follows:
1, applicant's age
The main card applicant must be 18 years old or above, but the maximum age limit of each bank is different. For example, China Merchants Bank, China CITIC Bank and Shanghai Pudong Development Bank are all 60 years old. Guangfa, Bank of Communications, Minsheng, Ping An and Huaxia are 65 years old; CCB is 70 years old.
Supplementary card applicants can generally apply for 16 years old, among which China Merchants Bank and Agricultural Bank require 14 years old or above, while Minsheng and China Construction Bank can apply for 13 years old.
2. Personal economic strength
Applicants should have a stable job and legal income, and have certain repayment ability.
3. Credit information
Personal credit information is good, and there is no bad credit record, especially no credit card, loans overdue, cash withdrawal and other behaviors.
Of course, these are the most basic conditions. Even if you meet these conditions, you may not be able to pass the examination and approval 100%. In addition, some cards require special conditions, such as assets reaching a certain scale and so on.